In apps, it shows that I earn a 6% return on my Chase Freedom Flex and Sapphire cards at cafes and restaurants. However, in reality, I only earn a 3% return or 3x points.
Completed
changed status toCompleted·Aug 19, 2026
Aug 19, 2026
Thanks for raising this! This isn't a rewards percentage mismatch—the 6% reflects the overall estimated value of your Chase points compared to other card rewards, which is why it’s ranked at the top. The Return column shows our internal valuation explaining why 3x Chase points can yield a higher overall return than 4x Amex points in this category. We'll make sure to clarify this presentation in the app to prevent confusion.
Thanks for raising this! This isn't a rewards percentage mismatch—the 6% reflects the overall estimated value of your Chase points compared to other card rewards, which is why it’s ranked at the top. The Return column shows our internal valuation explaining why 3x Chase points can yield a higher overall return than 4x Amex points in this category. We'll make sure to clarify this presentation in the app to prevent confusion.